Website Policies, Terms & Conditions
© Copyright 2023. www.heartandscienceofwealth.com
All Rights Reserved. All materials contained within this website – including all plug-ins, video, audio and written content – remain the copyright of Olivia Stefanino. All copying – of any kind – is strictly prohibited. Should you wish to use any content, please contact email@example.com or call 0845 456 7095 (local call rate).
This Policy outlines what personal information we collect, how that information is used, where it is transferred, and how you may view and amend such information. Please be assured that we will treat all personal information as confidential and will not process it other than for a legitimate purpose. Steps will be taken to ensure that the information is accurate, kept up to date and not kept for longer than is necessary. Measures will also be taken to safeguard against unauthorised or unlawful processing and accidental loss or destruction or damage to the information.
What type of personal information will be processed?
We collect and process various personal data about you for the purposes of providing personal and business coaching, training, consultancy or therapy guidance to you – and to enable us to fulfil the administrative obligations required of us. “Processing” can be defined as obtaining, recording or holding information or data. “Personal data” is information which can identify you as a living individual, including where used in conjunction with other information. Common examples of personal data which may be collected and used by us in our day to day business activities include: name, date of birth, gender, marital status, job title, address, telephone number and other contact details (including email addresses). In the course of our work together, you may also provide us with information regarding your health, wealth and personal history.
You have freedom of choice when it comes to your decision to provide us with your personal data and you have the right to request that we stop processing your personal data at any time, you may choose not to provide sensitive personal data to us at all. You should however note that if you exercise this right or subsequently request that we stop processing all or part of your personal data and/or sensitive personal data, this could impact upon our ability to provide you with certain types of service.
How will my personal data be collected and used?
We collect personal data from you to the extent necessary to provide personal and business coaching, training, consultancy, therapy guidance and (subject to the provisions below), related marketing activities.
This list is not exhaustive and may be updated from time to time as business needs and legal requirements dictate. Some of the personal data that we maintain may be kept in paper files, while other personal data will be included in computerised files and electronic databases, with the appropriate security in place.
Who might my personal data be shared with?
Where required and to enable us to provide an efficient service to you, we may also make some data available to third parties providing relevant services to us, including administrative, cloud storage and other support services. These third parties include Basecamp LLC, 123 Reg Ltd, Dropbox International Unlimited Company, WordPress, Viva-Assist and various consultants including: Lynda Mangoro and Simon Yates.
Certain personal data will also be reported to government authorities where required by law and for tax or other purposes. Personal data may also be released to external parties as required by legislation, or by legal process.
We will not sell your personal data to any third party.
We may wish to provide you with information about new products, services, promotions and other information in which we think you may be interested. We may send you such information by post or email, unless you have registered with the appropriate Preference Service (we would be grateful if you could let us know if this is the case).
If you purchase services from us we may retain your address for future mailings. If you do not want your information used for marketing purposes at any time, please contact Olivia Stefanino at firstname.lastname@example.org
We would also like to provide you with information by e-mail. However, we appreciate that e-mail “spam” has become a problem in recent years. If you are a client or you have previously asked us for information on our services, we may contact you regarding your purchase or other matters regarding transactions between us, or your customer relationship with us, or send you information on our services by e-mail, unless you have asked us not to do so. We may also use your e-mail address to send you information about our services that we think may be of interest to you by way of informational e-mails, unless you have asked us not to do so. We will only send you emails if you have ‘opted in’ for our products and services – and we are anti-spam.
Your right to review, amend or erase your personal data
You have the right to review your personal data and sensitive personal data held by us and to have any inaccurate information about you corrected. Additionally, you may request that the data we hold on you be erased, however, should you make this request, we may be unable to continue to provide you with our services.
You have the right to ask for a copy of all the data we hold on you – and this will be provided within one month of your written request, at no charge to you, in an electronic format. For further information regarding your personal data, please contact, in writing, The Data Protection Officer at Be Your Own Guru Ltd, Obsidian Business Centre, 4 Chantry Court, Chester CH1 4QN.
If you wish to lodge a complaint, please contact the Data Protection Officer at Be Your Own Guru, Obsidian Business Centre, 4, Chantry Court, Chester CH1 4QN. We will keep you informed as to the progress and the outcome of your complaint within a reasonable period. If you are still not satisfied, you should contact the Information Commissioner’s Office on 0303 123 1113 or write to them at Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF.
Other cookies may be stored to your computer’s hard drive by external vendors when this website uses referral programs, sponsored links or adverts. Such cookies are used for conversion and referral tracking and typically expire after 30 days, though some may take longer. No personal information is stored, saved or collected.
Ceasing Your Membership…
When you join our site as a Member, we guarantee to do our best to provide you with an excellent service. If for any reason you are unhappy with the quality of any of the services associated with being a Member, please contact us immediately on +44 (0)845 456 7095 (local call rate) or write to us at email@example.com and we will do our best to put things right for you. If we are unable to satisfy your request, we will refund you that month’s subscription (assuming you are on a paid-for subscription) and if you so wish, you can terminate your Membership at any time, providing you give us one month’s notice, to do so, contact firstname.lastname@example.org or call 0845 456 7095 (local call rate).
Product Returns Policy…
Our Payment Service Provider…
Contact & Communication…
Users contacting this website and/or its owners do so at their own discretion and provide any personal details requested at their own risk. Personal information is kept private and stored securely until a time it is no longer required or has no use, as detailed in the Data Protection Act 2018. Every effort has been made to ensure a safe and secure form to email submission process – but users are advised that using such a form is done at their own risk. This website and its owners use any information submitted to provide you with further information about the products/services they offer or to assist you in answering any questions or queries you may have submitted. This includes using your details to subscribe you to any email newsletter program the website operates but only if this was made clear to you and your express permission was granted when submitting any form to email process. Your details are not passed on to any third parties. This is by no means an entire list of your user rights in regard to receiving email marketing material.
Information Sharing & Disclosure…
- to provide the information to trusted partners who work on behalf of or with us under confidentiality agreements. These companies may use such information to help and communicate directly with you (to the extent consented by you). However, these companies do not have any independent right to share this information.
- to respond to subpoenas, court orders, legal process or to any legitimate request by authorities with which compliance is required, or to establish or exercise legal rights or defend against legal claims.
This website operates an email newsletter program, used to inform subscribers about products and services supplied by this website. Users can subscribe through an online automated process should they wish to do so, at their own discretion. Some subscriptions may be manually processed through prior written agreement with the user. Subscriptions are taken in compliance with UK Spam Laws detailed in the Privacy and Electronic Communications Regulations 2003. All personal details relating to subscriptions are held securely and in accordance with the Data Protection Act 2018.
No personal details are passed on to third parties nor shared with companies / people outside of the company that operates this website. Under the Data Protection Act 2018 you may request a copy of personal information held about you by this website’s email newsletter program. A small fee of £15 will be payable. If you would like a copy of the information held on you please write to the business address at the bottom of this policy.
Email marketing campaigns published by this website or its owners may contain tracking facilities within the actual email. Subscriber activity is tracked and stored in a database for future analysis and evaluation. Such tracked activity may include but not be limited to: the opening of emails, forwarding of emails, the clicking of links within the email content, times, dates and frequency of activity. This information is solely used to refine future email campaigns and supply the user with more relevant content based around their activity.
In compliance with UK Spam Laws and the Privacy and Electronic Communications Regulations 2003, subscribers are given the opportunity to un-subscribe at any time through an automated system. This process is detailed at the footer of each email campaign. If an automated un-subscription system is unavailable clear instructions on how to un-subscribe will be detailed instead.
Although this website only looks to include quality, safe and relevant external links, users are advised to adopt a policy of caution before clicking any external web links mentioned throughout this website. (External links are clickable text / banner / image links to other websites. The owners of this website cannot guarantee or verify the contents of any externally linked website despite their best efforts. Users should therefore note they click on external links at their own risk and this website and its owners cannot be held liable for any damages or implications caused by visiting any external links mentioned).
Adverts and Sponsored Links…
Social Media Platforms…
Communication, engagement and actions taken through external social media platforms that this website and its owners participate on are custom to the terms and conditions as well as the privacy policies held with each social media platform respectively. Users are advised to use social media platforms wisely and communicate/engage upon them with due care and caution in regard to their own privacy and personal details. This website – nor its owners – will never ask for personal or sensitive information through social media platforms and encourage users wishing to discuss sensitive details to contact them through primary communication channels such as by telephone or email.
This website may use social sharing buttons which help share web content directly from web pages to the social media platform in question. Users are advised before using such social sharing buttons that they do so at their own discretion and note that the social media platform may track and save your request to share a web page respectively through your social media platform account.
Posting on Publicly Accessible Areas…
Shortened Links in Social Media…
Users are advised to take caution and good judgement before clicking any shortened urls published on social media platforms by this website and its owners. Despite the best efforts to ensure only genuine urls are published, many social media platforms are prone to spam and hacking and therefore this website and its owners cannot be held liable for any damages or implications caused by visiting any shortened links.
Resources & Further Information…